to go over (one’s) head

Welcome to English as a Second Language Podcast number 696: Investing Your Money.

This is English as a Second Language Podcast episode 696. I’m your host, Dr. Jeff McQuillan, coming to you from the Center for Educational Development in beautiful Los Angeles, California.

This episode, like all of our episodes, has a Learning Guide. Go to our website at eslpod.com and download the 8- to 10-page guide. You’ll get a complete transcript of everything we say on this podcast, not just the dialogue, as well as a lot of other good information to help you improve your English.

This episode is a dialogue about “investments,” taking your money and putting it somewhere so that you can make more money. Let’s get started.

Karen: My company offers a 401(k) plan. Do you think I should have one?

Jimmy: Yes, definitely. I had a 401(k) account when I worked for McQ Corp, and when I started working on my own I converted it to an IRA.

Karen: I really don’t understand any of these investment options. I talked to an investment specialist at my